Privacy Policy

1. Introduction

Nardo Valorio ("we", "us", or "our") respects your privacy and is committed to protecting any personal information you share with us. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit our website and the practices we follow for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using our website and services, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our website.

2. Information We Collect

We may collect several types of information from and about users of our website, including:

Personal identification information — such as name, email address, postal address, telephone number, and other identifiers you provide when you fill out a form, request information, or contact us.

Financial and account information — such as details you provide when discussing investment strategy, planning goals, or account preferences. We do not collect or store full payment card numbers or banking credentials through this website.

Usage and technical data — such as your IP address, browser type, device information, pages visited, time spent on pages, and referring URLs, collected automatically through cookies and similar technologies as you navigate the site.

Communications — records of correspondence if you contact us, including the content of your messages and any attachments.

3. How We Collect Information

We collect information directly from you when you submit a form, create an account, or communicate with us. We also collect information automatically as you interact with our website, using cookies, web beacons, and other tracking technologies. We may also receive information from third parties, such as analytics or service providers, where permitted by applicable law.

4. How We Use Your Information

We may use information that we collect about you or that you provide to us, including any personal information, to:

Provide, operate, and maintain our website and services; respond to your inquiries and fulfil your requests; send you administrative information, updates, and communications you have requested; personalise and improve your experience on our website; conduct research and analysis to better understand how visitors use our site; detect, prevent, and address technical issues, fraud, or security concerns; and comply with applicable legal obligations.

We do not sell your personal information to third parties.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to distinguish you from other users, remember your preferences, and analyse how our website is used. You can set your browser to refuse some or all browser cookies, or to alert you when cookies are being set. If you disable or refuse cookies, some parts of our website may become inaccessible or may not function properly.

6. Disclosure of Your Information

We may disclose personal information that we collect or that you provide:

To our subsidiaries and affiliates, where applicable; to contractors, service providers, and other third parties we use to support our business operations, who are bound by contractual obligations to keep personal information confidential; to comply with any court order, law, or legal process, including responding to any government or regulatory request; to enforce or apply our terms of use and other agreements; and if we believe disclosure is necessary to protect the rights, property, or safety of Nardo Valorio, our customers, or others.

7. Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorised access, use, alteration, and disclosure. However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website; any transmission is at your own risk.

8. Data Retention

We retain personal information for as long as necessary to fulfil the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements, or to resolve disputes. When personal information is no longer required, we take reasonable steps to securely delete or anonymise it.

9. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information, which may include the right to access, correct, update, or request deletion of your personal information; the right to object to or restrict certain processing; the right to data portability; and the right to withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our website. We will respond to requests in accordance with applicable law.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such third-party sites. We encourage you to review the privacy policy of any website you visit.

11. Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly.

12. International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. We take reasonable steps to ensure that your information is treated securely in accordance with this Privacy Policy wherever it is processed.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through the contact details provided elsewhere on our website.